NO PRE- EXISTING CONDITION EXCLUSIONS  
The biggest benefit of purchasing an Affordable Healthcare (ACA) plan is that YOU can't be turned down if you have a pre-existing condition.  This means that as soon as your coverage starts you are eligible for any eligible medical expense and are covered for any medical condition including maternity or cancer.  
 

FEDERAL TAX CREDITS COULD LOWER YOUR MONTHLY PREMIUM   
Depending on your INDIVIDUAL circumstances, you may qualify for a federal subsidy which will lower the monthly cost you pay. The subsidies are based on the number of people that are on your tax return and your income. Becoming eligible for subsidies is based on the income you report when you initially apply and is on a sliding scale because the subsidies are also determined by how many individuals are counted on your annual tax return. A big challenge is that you must estimate how much you are going to earn in the current year.  If you are self-employed, or if you have different jobs during the year, your income may change. This is a concern because when you file your taxes for the current year, the government will look at the income amount you applied with.  If it is dramatically different and is higher or lower when you submit your annual taxes, you could have to pay the federal subsidy back to the government!