Short Term Medical Plans

Currently without any medical insurance or is your COBRA coverage to expensive.  A Short Term Medical Plan may be just the right option for you as it provides you with catastrophic coverage against major medical expense.   It also offers a great deal of flexibility as you can buy a plan for as little as 30 days or as long as 12 months.  Know exactly how many days you need to be covered?  Save 20% when you apply for a specific time period upfront.  Short Term Medical Insurance is great when you just need coverage during your new job’s probationary period or are concerned about having a gap of more than 63 days between health plans but want to keep your premiums low?

• INCLUSIVE HEALTH RATES TO CHANGE 7/1/2012.

  The premiums will increase an average of 3% on the State Option and an average of 13% on the Federal Option. Inclusive Health premiums are by law based on the average rates in the North Carolina Individual Health Insurance Market. The federal pool rate
  increase was higher than normal because the rates have been held at the current level for 18 months. In addition, this is the first time in over two years that Inclusive Health's overall premium rate average has increased
  Here are the actual changes in premium for each
  of the plans:
  State Option
  PPO 1000 +6%
  PPO 2500 +10%
  PPO 3500 +2%
  HDHP 5000 -2%

  Federal Option
  PPO 1000 +20%
  PPO 2500 +22%
  PPO 3500 +10%
  PPO 4500 0%