BAM! CRASH, BAM, and then it’s quiet until the sirens start!

By admin • October 19th, 2011

Those are sounds that we never expect to hear and by his grace, you won’t. However, if you drive you have the potential of having a car accident or any number of health related scares at some point in your adult life. Sitting in a wrecked car or in a cold hospital emergency room, it’s normal to feel scared, disoriented and God forbid, hurt. Once the “dust” settles, you or your family start thinking, do we have the right insurance to cover these expenses? Hopefully the answer is yes, but today more and more people are forgoing life and health insurance.

Ask yourself, could my spouse keep the house without my income? Can my spouse take care of the kids AND work if I were to die? What will happen to my kid’s dreams of college, weddings, etc? In a nut shell, WILL MY DEATH MAKE DAY TO DAY LIFE THAT MUCH HARDER FOR MY FAMILY???? If you answer yes, then talk to someone about what the cost of life and health insurance might be. You don’t have to get the most expensive policy, just something that will provide a financial security net. Right now, life insurance rates are very competitive and even coverage of $100,000 can help get your family through that all too difficult 1^st year without you. A high deductible health plan can be the difference in keeping your family from foreclosure if you have a life altering medical accident or illness.

Going to the Internet may seem like a good idea but I’m biased and think that they just cherry pick. Plus, what kind of service can you and your family expect if you have questions after the purchase? By going to a licensed agent or broker you’ll be working
with a professional, be given a better understanding of the products available, and a more realistic expectation of what to expect during the underwriting process. We brokers are dedicated to helping you protect the people you love from financial disaster! Because in the end, that’s what insurance is… providing financial security to the people YOU LOVE.