Cancer Protection is available
Did you know that 1 in 2 men and 1 out of 3 women will get cancer!! With kids it’s the 2nd leading cause of death behind accidents! Besides being depressing you need to know that even when you have health insurance your like to have a lot of expenses and in generally your health insurance won’t pay for experimental procedures or new drugs. Since many of us don’t have a pot of gold available in an emergency, the next question is how are you going to pay your mortgage and other bills if you can’t work?
Having watched family and friends deal with this horrible disease, I’ve done some research to understand what’s available to help families better protect themselves. It’s time to recognize that cancer creates all kinds of issues for you, your spouse and your family. Ask someone who’s been through it if they either had a plan like this or wish they did Better my telling you this about this now then your discovering that this kind of policy exists after it’s too late.
Our firm offers two different product approaches. The 1st is a plan that provides a flat $20,000 – $60,000 to you, your spouse, or your kids when DIAGNOISED with cancer. This coverage is totally separate from your health and life coverage and the cash is paid directly to YOU. A 40 Yr old man can purchase a policy for $50,000 for $38 a month while a 50 year old women can obtain the same amount for $53.00 a month. Obviously, it make sense to purchase a plan like this when your younger as the premiums don’t increase as you age.
The 2nd plan option pays different amounts based on the kind of cancer you are diagnosed with and pays you as you utilize inpatient and outpatient medical services or prescriptions, etc. With this 2nd plan, when you maintain the policy for 20 years the company will refund all your premiums less any claims. Individuals 30 to 75 are eligible to purchase this plan.
These plans can be purchased individually or can be offered as a benefit through your employer. Send me your comments or an email if you have more questions about these products or any other ?
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